UPI Charges Explained: Will You Pay a Fee for ₹2,000+ UPI Payments?

UPI charges explained showing MDR fee structure for payments above ₹2,000

If you searched for UPI charges hoping for a simple yes-or-no answer, here’s the honest one: as of today, ordinary UPI payments are still free but that changes in less than a month. On September 15, 2026, the government and NPCI confirmed a new Merchant Discount Rate framework taking effect October 15, 2026, and it […]